Loans & Overdrafts

Now is a good time to make your plans a reality.7.7%

APR representative for loan amounts from £10,000 to £14,999(other loan amounts available at alternative rates).

Representative example Whatever you’re planning for the future – home improvements, a new car or the wedding of your dreams – you can turn your plans into reality with a personal loan from us, giving you the financial flexibility you need, at a fixed interest rate.

You must be over 18 and a resident in the UK to apply for a personal loan. Lending criteria and terms & conditions apply. For more details see the ‘Important information’ section.Features and benefits Fixed monthly repayments and interest rate for peace of mind We’ll help you decide on fixed monthly repayments you’re comfortable with to help you plan and budget.

You will also have peace of mind that your repayments and interest rate will not change irrespective of money market fluctuations. Flexibility to make additional payments or settle early without penalty You can settle your loan partially or in full without any penalty or charges.

Please talk to us if you require more information on how to make settlement payments.Our fairness guarantee – the rate we quote will be the rate you get (if your application is successful)Unlike some competitors products, our interest rates / pricing will not vary depending on your individual circumstances.

Provided your application is successful and you draw down your loan within agreed timescales, you will be guaranteed to receive the rate you were quoted at the time of application. Annual terms from one to five years available for your chosen loan amount You can enjoy the freedom to arrange your monthly repayments over 12, 24, 36, 48 or 60 month terms for your chosen loan amount.See our ‘Quick quotation’ section below for repayments and alternative rates that apply to a selection of loan amounts we offer.