Classic Account

The account that combines simplicity and convenience.If you like a straightforward no fuss approach, the Classic Account is the one for you.This account is ideal for people aged 18 and over who need the full services offered by a current account.
Features and benefits No monthly fee if your account is in credit each month Avoid monthly fees if you keep your account in credit.If your account goes overdrawn (either authorised or unauthorised) during the month, you will be charged a monthly fee of £15.You may still have to pay service fees or support fees.  For full details, please see our price list
Easy access to your money with our Visa debit card A Visa debit card allows you to make purchases and withdraw money from your bank account worldwide*. You can use your card in shops, at cash machines and online wherever Visa Debit is accepted. You can also check your balance at any Barclays Bank or AIB cash machine.*Charges may apply for using your card abroad.  See our price list for more details.
Bank securely at a time and place that suits you Barclays Bank Online, Mobile or Phone-line Banking puts you in control of your finances. Many of the things you do at the branch counter you can do sitting at home with Online Banking – checking your balances, paying your bills, transferring money, ordering a statement and carrying out a cheque search.See our full range of Ways to Bank options.
Deal with unexpected expenses
Apply for an overdraft to help you through those times when you run out of cash unexpectedly.  There is no arrangement fee for overdrafts.If you require an overdraft then you must apply for it. The amount sanctioned will depend on your financial circumstances and your ability to pay back the money. You must be 18 or older. For full details, or for a written quotation, please contact us.
Switch your current account to us ‘hassle-free’ in seven working daysSwitch your current account from one bank or building society to another in a simple, reliable and hassle-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee:The service is free to use and you can choose and agree your switch date with us.
We will take care of moving all your payments going out (for example, your direct debits and standing orders) and those coming in (for example, your salary).
If you have money in your old account, we will transfer it to your new account on your switch date.
For 13 months, we will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
If there are any issues in making the switch, we will contact you before your switch date.
If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.